Smart Coverage Business Insurance

Smart Coverage Business Insurance

Smart Coverage provides Business Owners Policies (BOPs) to businesses with Alarm.com-integrated systems. Smart Coverage works with carriers to offer discounts for Alarm.com-integrated security systems and water shut-off valves. It delivers tailored insurance solutions that reward businesses for using the enhanced safety measures of an Alarm.com-integrated system.

As a Surety Alarm.com customer with professional monitoring, you may be eligible for Smart Coverage!

Surety is not an insurance agency and can not provide insurance advice or answer specific questions about Smart Coverage. For any questions, please reach out to Smart Coverage directly on SmartCoverage.com.

Smart Coverage Business Availability

Smart Coverage Business is available for professionally-monitored businesses in the following states:

  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nevada
  • New Jersey
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin

Frequently Asked Questions

What type of insurance does Smart Coverage Business offer?

Smart Coverage Business offers a Business Owners Policy (BOP) with the options to add Business Personal Property Coverage, Hired & Non-Owned Auto, Employment Practices Liability Insurance, Business Interruption, Professional Liability, Liquor Liability and Workers Compensation.

Can I get Smart Coverage for my home?

Yes, Smart Coverage is available for Alarm.com-integrated homes as well. See Smart Coverage Home & Auto for details.

Who is “Authentic” Insurance?

Authentic is Smart Coverage’s trusted insurance partner and provider of Smart Coverage’s Business Owner’s Policy (BOP). Authentic also services the policy post-purchase, offering support and handling claims for clients.

What discounts does Smart Coverage Business offer?

Discounts vary depending on the carrier, state and coverage. Please reach out to Smart Coverage directly at SmartCoverage.com.

How do I make a change to my policy?

Please reach out to Smart Coverage directly on SmartCoverage.com.

How do I initiate an insurance claim?

Please reach out to Smart Coverage directly on SmartCoverage.com.

How do I request a certificate of insurance?

Please reach out to Smart Coverage directly on SmartCoverage.com.

How do I switch from my current insurance carrier?

Please reach out to Smart Coverage directly on SmartCoverage.com.

How do I contact Smart Coverage?

You can:

  • Visit SmartCoverage.com
  • Call Smart Coverage at (571) 556-4090
  • Email Smart Coverage at contact@smartcoverage.com