Are there really ads on the app now?

That’s Smart Coverage. It’s a new Alarm.com insurance company that offers discounts on insurance by verifying that you have a working alarm system and certain smart devices in your home or business.

If I understand correctly, you can just hit the X in the upper-right corner of the card and it will go away and not come back you can dismiss it. (see next post)

I will verify this and follow up here.